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 Appraiser Training


NM Appraiser
Chuck Olsen, SRA
7801 Academy Rd NE, Bldg 1, Ste 102
Albuquerque, NM 87109
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    Chuck Olsen Appraisal Services


    Employee Relocation Council (ERC) Residential Appraisal Report
    The "ERC" Residential Appraisal Report is utilized by appraisers in order to estimate the sale price of an employee's primary residence.  The intended use of the relocation appraisal is also used to assist an employer (either directly or through the use of a third party relocation management firm) in facilitating the employee relocation process while addressing the reluctance to relocate and easing stress as well as maintaining employee productivity.
    Pre-Purchase Consultation
    The goal of destination or pre-purchase consulting is to provide the transferee/purchaser with the tools and information necessary to make a well informed home buying decision. This service is a recognition of the fact that the relocating employee is often at a disadvantage in an unfamiliar marketplace and is designed to empower the employee in the home buying process.
    Mortgage Loan Appraisals
    The Form 1004, "Uniform Residential Appraisal Report" is the most commonly used real estate appraisal form (the mortgage appraisal). It is designed for single-family and owner occupied two family homes (though not for lending purposes), including those with ancillary apartments or in-law units. It is extensively used by lenders and other investors for purchase and refinancing purposes. It is also used for formal tax appeals, condemnation, contested matrimonial suits and any situation involving a single family dwelling or owner occupied two family dwelling in which court testimony is anticipated. In addition, this report format is typically required of the borrower who has requested cancellation of mortgage insurance premiums from their lending institution.

    Individual Condo
    The Form 1073, "Individual Condominium Unit Appraisal Report" is designed for individual condominium units. It is extensively used by lenders and other investors for purchase and refinancing purposes.
    Short Form
    The short form, "Limited Residential Appraisal and Summary Report" is widely accepted for use where the more lengthy FNMA 1004 Report is not necessary. It can be utilized to establish fair market value for sellers and/or purchasers, for uncontested property settlement (matrimonial), estate or financial planning and gift tax purposes. This format is available for use on one to four family dwellings, individual condominium units and vacant residential land (single lots). In addition, this report format has become increasingly relied upon by financial institutions making second mortgage or home equity loans.

    Chuck Olsen Appraisal Services

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