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    Real Estate Appraisal Service
    2/24/2014

    Here are some benefits of hiring real estate appraisal service. ...


    What are the various types and advantages of a reverse mortgage?
    7/9/2010

    If you're of 62 years of age or older and require money to pay for your medical expenses, make home improvements or for any other purpose, ...


    Brokers and client's interests
    9/7/2007

    As of 2007, in the United States the federal law and most state laws do not assign a fiduciary duty on mortgage brokers to act in best interests of their customers. ...


    Mortgage brokerage in the USA
    9/7/2007

    According to a 2004 study by Wholesale Access Mortgage Research & Consulting, Inc., there are approximately 53,000 mortgage brokerage companies that employ an estimated 418,700 employees and originate more than 50% of all residential loans in the U.S.. ...


    Credit score
    9/7/2007

    A credit score is a numerical expression based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person, which is the likelihood that the person will pay his or her debts. ...


    Commercial lender (US)
    9/7/2007

    In the U.S. a commercial lender offers loans backed by hard collateral. In most cases this is real estate, but it can also include factoring, non-conforming assets, or other sources of collateral. ...


    Mortgage lending: United States
    9/7/2007

    In the U.S., the process by which a mortgage is secured by a borrower is called origination. This involves the borrower submitting an application and documentation related to his/her financial history and/or credit history to the underwriter. ...


    Mortgage loan basics
    9/7/2007

    Mortgage loans are generally structured as long-term loans, the periodic payments for which are similar to an annuity and calculated according to the time value of money formulae. The most basic arrangement would require a fixed monthly payment over a period of ten to thirty years, depending on local conditions. ...


    Mortgage loan
    9/7/2007

    According to Anglo-American property law a mortgage occurs when an owner (usually of a fee simple interest in realty) pledges his interest as security or collateral for a loan. ...


    Identifying the housing bubble
    9/7/2007

    Any type of economic bubble is difficult to identify except in hindsight, after the crash, although many economic and cultural factors have led several economists to argue that a housing bubble exists in the U.S. ...


    Housing ownership and rent measures
    9/7/2007

    The ownership ratio is the proportion of households who own their homes as opposed to renting. It tends to rise steadily with incomes. Also, governments often enact measures such as tax cuts or subsidized financing to encourage and facilitate home ownership. ...


    Housing debt measures
    9/7/2007

    The housing debt to income ratio or debt-service ratio is the ratio of mortgage payments to disposable income ...


    Housing affordability measures
    9/7/2007

    The price to income ratio is the basic affordability measure for housing in a given area. ...


    Real estate bubble
    9/7/2007

    A real estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real estate markets. ...


    Arguments/background for and against
    9/7/2007

    In the United Kingdom, LVT was an important part of the platform of the British Liberal Party during the early part of the twentieth century - David Lloyd George and H. H. Asquith proposed "to free the land that from this very hour is shackled with the chains of feudalism". ...


    Implementation
    9/7/2007

    In reality, every jurisdiction that has a real estate property tax has a land value tax, because part of the ad valorem basis for real estate is, in fact, the locational or land value in addition to the improvement value. ...


    Land value tax
    9/7/2007

    Land value taxation (LVT), or site value taxation, is a tax that charges landholders a portion of the unimproved value of a site or parcel of land. ...


    Development case study: New Orleans
    9/7/2007

    New Orleans was sensitive to property taxes. To make the job of the assessors easier, the assessors adopted a rule that said that property taxes were proportional to the front footage of the lot, that is, the length of the lot along its street. ...


    Effects.
    9/7/2007

    The market value of undeveloped real estate reflects a property's current use as well as its development potential. As a city expands, relatively cheap and undeveloped lands (such as farms, ranches, private conservation parks, etc.) increase in value as neighboring areas are developed into retail, industrial, or residential units. ...


    Countries
    9/7/2007

    There is currently no ad valorem tax on residential property. Two former systems were dropped because of their extreme unpopularity. ...


    Property tax
    9/7/2007

    Property tax, millage tax is an ad valorem tax that an owner of real estate or other property pays on the value of the property being taxed ...


    Details explained on the contract.
    9/6/2007

    In many countries, real estate contracts must be in writing to be enforceable. In the United States the Statute of Frauds require real estate contracts to be in writing to be enforceable. ...


    Real estate contract
    9/6/2007

    real estate contract is a contract for the purchase/sale, exchange, or other conveyance of real estate between parties. Real estate called leasehold estate. ...


    Appraised value.
    9/6/2007

    An appraised value (USA) or mortgage valuation (Australia) pertains to the assessed value of real property in the opinion of a qualified appraiser or valuer. ...


    History
    9/6/2007

    In 1986, nine leading professional appraisal organizations in the United States and Canada agreed to form the Ad Hoc Committee on the USPAP. ...


    The Appraisal Foundation
    9/6/2007

    The Appraisal Foundation (Foundation), [1] located in Washington, D.C., was formed in 1987 by eight major appraisal organizations (see History below) to help regulate the appraisal profession within the Unites States of America. ...


    Governing authorities and professional organizations
    9/6/2007

    Appraisal practice in the US is regulated by the various states. Prior to the 1990's, there were no commonly accepted standards either for appraisal quality or for appraiser licensure. In the 1980s ...


    Further considerations
    9/6/2007

    Highest and Best Use (HABU) is a term of art in the appraisal process. It is a process to determine the use of the property which produces the highest value for the land, as if vacant ...


    Three approaches to value
    9/6/2007

    There are three general groups of methodologies for determining value. ...


    Types of value
    9/6/2007

    There are several types and definitions of value sought by a real estate appraisal. ...


    Real estate appraisal
    9/6/2007

    Real estate appraisal is the practice of developing an opinion of the value of real property, usually its Market Value. ...





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    Real Estate Appraiser Training
    Marketing is highly essential for the success of a real estate business. Since majority of the home buyers use the internet to shop for homes, it has made important for the realtors to ...
    Classes In Real Estate - For Buyers or Realtors
    If you’ve ever played the game of monopoly, you’ve had that great feeling of snatching up Park Place and Broadway at least once or twice, then waiting patiently to build hotels everywhere...
    5 Things to Look for in a Property Appraiser
    Homeowners who are seeking a property appraiser often ask “How should I choose which real estate appraiser to use?” When selecting a property appraiser...
    Real Estate in California
    The prices of the properties continue to climb in the suburbs cossues of California, but at intervals slower than front. For example, since the year 1998...
    Real Estate Licenses
    A real estate license is the key to a lucrative career in the real estate industry. A real estate license is a powerful tool in the property business....
    Taking an Online Real Estate Training Course
    Starting a career in real estate is not as easy as it seems. All state governments require practitioners in the industry to be properly licensed, and there are different types of licenses depending on...
    Real Estate Agent Salaries
    The real estate business can be a lucrative job option. However, the job of a real estate agent may not be a full-time career option for a large number of people....
    How to Get Your Real Estate License
    Real estate business is presently a topmost business to make money. Several people want to make career in this business but a real estate license is the basic requirement to perform real estate...
    Why Do You Need a Real Estate Appraisal?
    Anytime you buy or sell real estate, you need a real estate appraisal. The primary purpose is to find out exactly how much your property is worth....
    Real Estate School
    As you may know, buying a home involves many different decisions about where you will live and for how many years. Along with geographical decisions...
    How Important is a Real Estate Appraisal?
    A real estate appraisal is necessary any time you buy or sell any kind of real estate. The purpose for an appraisal is to find out the value of a piece of property....
    How to Become a Real Estate Appraiser
    Learning how to become a real estate appraiser starts with an introduction to the work itself. Real Estate Appraisers will either work for themselves or are part of a larger company....

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