Michael DudaShow Phone Number
1575 Santa Inez Ct
merced, CA 95340
Phone: 209 628 0080
Welcome to Zip Appraisal. We are a new generation of an experienced appraisal company located in Merced, California, in the heart of the central valley. Our coverage area includes the entire "Gateway to Yosemite area", including the counties of Fresno, Merced, Madera, Mariposa, Stanislaus, and San Joaquin. Our company is dedicated to provide quality appraisal service that is in compliance with the Home Valuation Code of Conduct, to be effective Jan. 1 2009.
We are not a typical appraisal management company. We are owned and operated by Michael Duda, a Certified Residential Appraiser #AR031536; and orders are processed directly by an appraiser. When your order is received, preliminary research of the subject and possible comparable sales is completed (by an appraiser) to gain a better understanding of the complexity of the assignment. The results of this research are communicated to you, the client, before assigning or scheduling the appraisal. This process can often discover valuable information pre-appraisal and save you or the borrower time and money. When the preliminary research is completed and communicated, we will proceed with assigning and scheduling the appraisal (with the confirmed approval of the client). Your appraisal is then assigned to the most competent appraiser with regards to location, report type, and complexity. In addition, ordering your appraisal through the Zip Appraisal Website offers HVCC compliance, by having a third (intermidiate) party assign your appraisal.
PLEASE NOTE THAT THE COMPLETION OF THE APPRAISAL IS IN NO WAY CONTINGENT ON THE RESULTS OF THE PRELIMINARY RESEARCH; NOR IS THE COMPARABLE SALES DATA PROVIDED IN THE PRELIMINARY RESEARCH AN IMPLIED VALUE OF THE SUBJECT; AS THE SUBJECT HAS NOT BEEN INSPECTED. THE PRELIMINARY RESEARCH IS SIMPLY A REFLECTION OF AVAILABLE DATA BASED ON SEVERAL EXTRAORDINARY ASSUMPTIONS OF THE SUBJECT.
Unlike an AMC, your appraisal order is not assigned to the quickest, cheapest appraiser; without regard to location and competency. We have a small staff of competent, top notch appraisers who have their fingers firmly on the pulse of the local central valley real estate market. Our localized focus helps ensure quality and accuracy.
Still, there are some positive traits that appraisal management companies (AMC's) have brought to the appraisal process that are positive, which we have incorporated into our business philosophy. Some of these traits include:
24 - 48 hour turnaround time from inspection
Staff on-hand Monday through Saturday 9 am to 7 pm
On Line Electronic ordering and delivery
Etrac on-line system to track all your appraisals (Create your free username and password)
Professional and accurate appraisal reports
Some of our services include:
- Residential Appraisal for Mortgage Financing
- REO Appraisal
- PMI Removal
- FHA Appraisal
- Small Commercial Property Appraisal (Under $250,000 loan value)
- Legal Settlement Disputes Involving Real Estate
- Multi Family Housing Appraisal (2-4 unit, Apartments, etc...)
- Rural/Mountain Properties
- Vacant Land
- Manufactured Housing
Our commitment to the industry and the utilization of superior technology has allowed us to provide better service to our clients while controlling cost. We consistently outperform our competitors with better turn-around time by streamlining the appraisal process. We are able to produce a better quality product in a more efficient manner with since our system reducing many of the manual tasks typically associated with the appraisal process.